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Three Things College Students Can Do Now to Plan for Retirement

December 8, 2016 by Justin

If you are currently studying for your masters in business administration online, you probably haven’t given much thought to your retirement. After all, you’re only at the beginning of your career and you’re unlikely to be retiring for decades. However, the earlier you start planning for your retirement the better is it going to be […]

Filed Under: Personal Finance

Binary Stocks: Follow these steps to make money fast

November 8, 2016 by Justin

Earning money may be easy for some. There are people who were born with a silver spoon on their mouth that they do not have to put in a lot of effort just so they can get what they want. However, most of us have to crawl our way up the corporate ladder to live […]

Filed Under: Personal Finance

What is an EIN Tax ID?

October 13, 2016 by Justin

An EIN tax ID is a federal employer identification number, used to track tax activity by the United States government. Institutions like banks require that businesses have an employer identification number before they are legally able to open an account. Businesses can apply for an EIN tax ID on the IRS website. A tax ID […]

Filed Under: Personal Finance

5 Quick & Easy Financial Decisions You Can Make Now

September 22, 2016 by Justin

There can always be improvements when it comes to personal finance.  Sure having the perfect finances can take years of work and discipline but there are a few areas that you can improve your financial success and only take a few minutes a piece and will leave you better set up for the future. Sit […]

Filed Under: Personal Finance

How to Sell Spread Betting to a Skeptic

June 20, 2016 by Justin

There are many ways to sell to a skeptic, before that Skeptic are those who are in dilemma or in doubt to accepted opinions. So here we will discuss how to do successful selling of spread betting. Trade at small positions when starting: So in order to sell we need to keep our trade really […]

Filed Under: Personal Finance

Millennials Can Teach a Thing or Two about Being Financially Responsible

April 15, 2016 by Justin

Millennials are thought to be careless with their money, spending more than other generations on items such as organic food, craft beer and cocktails, and basically anything made with a story attached to the creation.  Though these items carry a higher price tag, along with the city-living lifestyle, one would think there would not be […]

Filed Under: Personal Finance

Is putting money in HSA a good IRA investment?

November 29, 2015 by Justin

Americans are living longer. That should be good news. However, Americans are also terrible at managing their money, being a bit of a cheapskate wouldn’t hurt most, which is why an individual retirement account (IRA) is such a blessing. However, with medical costs and everything else rising, it is usually a good idea to live frugally. […]

Filed Under: Personal Finance

Your Emergency Fund is Costing You Hundreds of Thousands of Dollars

July 14, 2015 by Justin

It’s one of the oldest financial tips around, and one of the most revered. It’s one that almost all financial experts will give their clients, and most of those clients will follow blindly. The reason is that, on the outside, it seems to make perfect financial sense. The fact is however, this venerable tip could […]

Filed Under: Conversions & Rollovers

Thinking of Leaving a Roth IRA to Your Heirs?

May 2, 2015 by Justin

The idea about leaving a Roth IRA to your heirs seems to make sense on paper. Leaving money to your children or other heirs through a Roth IRA will essentially let your money grow tax-free over not only your lifetime but theirs as well. Due to new IRA rules being proposed however, it’s now a […]

Filed Under: Roth IRAs

How to Make Penalty Free Withdrawals From Your 401k or IRA

April 26, 2015 by Justin

If you’ve been around for any length of time you’ve probably already heard that taking money out of a 401(k) early is a ‘no-no’. There are, however, certain times that it still makes sense to raid your 401(k) and, even though there will be financial repercussions, if it’s done correctly it could be a financial […]

Filed Under: IRA Withdrawls

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