Americans are living longer. That should be good news. However, Americans are also terrible at managing their money, being a bit of a cheapskate wouldn’t hurt most, which is why an individual retirement account (IRA) is such a blessing. However, with medical costs and everything else rising, it is usually a good idea to live frugally. […]

So many people put off saving for retirement until it is too late. The excuses are always vast and wide ranging. Perhaps you have children to put through college, or you are sitting on a mountain of debt. Regardless of the excuse it is invalid. Saving for your own retirement should be priority in your […]

The chances of old age being fun are much more dependent upon living a financially responsible life than ever before. The days of employers offering to fund a former employee’s retirement and health insurance have faded fast. The chances of a couple retiring with their mortgage fully paid off have also fallen.  The fact that […]

  Running a successful business in today’s weak economy means learning to transition with the constantly changing times. Neglecting to accept the difficulty leaves many businesses across the nation facing failure and ruin. Continuing to run the business how it has always been ran will not work. You must learn how to adapt your business […]

The most important part of a business is turning a profit!  I do think that treating your employees well, acknowledging that the customer is always right, keeping your fixed and legacy costs to a minimum are all very wise business decisions, but in the end the general theme that you must turn a tidy profit.  […]

Only two things in this world are certain, death, and taxes.  Obviously I didn’t coin this phrase, but never the less it is quite true.  Being a United States citizen we are used to paying our fair share of taxes, and the piece of the tax pie might get larger depending on who is in […]